(855) 563-6993
Resources made for you.
Download any of our available resources below to get expert insights and valuable tools in your hands today.
Employee Benefits
A simple guide detailing everything you need to know about small business health and employee benefits.
A Simple Guide to Small Business Health and Employee Benefits
There was a law firm in Chicago that had a grandfathered group plan and each year the plan continued to increase. One of the reasons the cost continued to increase was due to the older demographic that was on the plan. The renewal increases eventually became unsustainable, and they needed to look at alternative options.
Due to COVID-19 and high medical claims, one of our clients received a 32% increase on their medical renewal. The client could not sustain an increase that high and needed to look at alternative options to offer a competitive health insurance plan while also managing their cost.
Health Reimbursement Arrangement (HRA) & High Deductible Health Plans
Medicare Migration
With the Surest plan, employers save up to 15%, and members have 46% lower out-of-pocket costs than the national average.
Stay on top of ever-changing regulations and ensure your business stays compliant with this complete compliance checklist.
Your Complete Compliance Checklist
Surest Plans
The Chicago Bar Association (CBA), located in Chicago, Illinois has a varied cohort of employees ranging from young, healthy employees to older employees. For at least 15 years, they were a fully insured Blue Cross Blue Shield (BCBS) customer, but like most BCBS clients, they were facing increasing costs every year. The CBA's renewal date was fast approaching, and they were finding it challenging to cope with the rising costs.
This case study follows a Chicago-based company that switched from a fully insured ACA plan to a level-funded plan due to rising healthcare costs. However, a high claims year forced them to switch back to their previous plan. After identifying the cause of these high claims, they were able to switch back to a level-funded plan with the same healthcare cost savings they initially experienced.
Level-funded Case Study:
Successfully Switching Back to Level-funded Plans After a High Claims Year
Level-funded Case Study:
Discovering Large Savings through Level-Funded Plans
This case study compares the experiences of two companies with their employee health insurance plans. One company switched to a level funded plan and was able to significantly reduce their healthcare costs while maintaining their employee benefits. The other company renewed their fully-insured plan, but was only able to reduce their premiums by limiting their coverage, while their overall costs continued to increase. Ultimately, the company that switched to a level-funded plan was able torealize greater cost savings
A small business in the poultry wholesale industry was facing increasing healthcare costs every year under their previous Blue Cross Blue Shield plan. They wanted to find a more cost-effective solution that also offered richer benefits and improved healthcare coverage for their employees.
Level-funded Case Study:
Switching to a Level Funded Plan
Level-funded Case Study:
Comparing Healthcare Costs: Fully Insured vs. Level-funded
Individual and Family
Buying your own health insurance?
We're here to help you understand your options with this enrollment checklist.
Your Complete OEP Checklist
We help companies attract & retain talent using employee benefits.
We’ve been helping clients save on their premiums through these 4 strategies.
The IX Strategy: 4 Main Pillars
Want to know what it's like to work with us?
Find out how one of our clients discovered new cost savings by choosing to work with us as their trusted broker.
How Switching to IXSolutions Can Help Employers Simplify Their Benefits Administration
Our Strategies
Switching to better benefits only takes 4 steps. Read about our process in this brochure.
Learn about our 4-step process!
Want to talk about your benefits?
Complete the form below and a benefits consultant will contact you to get the process started.
Looking for more resources? Check out our blog 💻.
